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Rebalancing Your Portfolio

March 20, 2017

Seeking advice when it comes to finances is a good idea, as long as you are seeking advice from the right individuals. Obviously, asking a gambler what you should do with your money is not the brightest of ideas. Instead, asking financial advisors who have years of experience and an education in finance is the right path. When it comes to your current investment portfolio, evaluating and rebalancing is something that should be considered and it’s not a process you should handle without financial guidance. If you are in the St. Paul, MN area, our team at DunnCreek Advisors provide trusted financial advice that can help you rebalance your existing portfolio.

What Does Rebalancing Your Portfolio Even Mean?

For those that don’t spend their days studying finance books, the concept of rebalancing your portfolio may be completely foreign. Essentially, rebalancing your portfolio means to bring it back to its original risk profile. At DunnCreek Advisors, we focus on two key ways to restore and rebalance your portfolio. These include:
● Add New Money - By putting in more money, you can allocate these funds to the assets that have begun to fall over time. The hope is that these funds will begin to rise back up soon. By diversifying these new funds over a wide range of assets, you are lowering the risk of experiencing a financial loss.
● Sell Some of the Good Investments - Consider selling some of your winning investments and put some of the earnings into underperforming assets that have a high ceiling when it comes to growth. Basically, you are selling high and buying low, which is another great way to diversify your assets.

Regular Portfolio Review In St Paul

It is always a good idea to set up some time at least once a year to sit down with your financial advisors and evaluate your investment portfolio. Beginning this review will help ensure that you are rebalancing your portfolio when needed. There may be times when you decide not to make any changes, which is fine. The important thing is getting in the habit of a regular review so that you can make sure you are remaining diverse with your financial investments.
You are not expected to handle your investment portfolio on your own. Instead, our team at DunnCreek Advisors is here to help you every step of the way. If you are in the St. Paul, MN area, and haven’t rebalanced your portfolio in a long time, consider meeting with our staff for a portfolio review. Give us a call today at (612) 436-3770 or email rdunn@dunncreekadvisors.com to set up an appointment.